Nigeria’s top ten most cheap states to live in in 2026 (complete list)

Nigerian tax filing on March 31. The national youth conference portal is unveiled by the federal government led by President Bola Tinubu.

Where you live can have a big impact on how far your salary goes, as growing living expenses continue to affect household choices throughout Nigeria.

Headline inflation, which represents the general rise in the cost of goods and services, such as food, transportation, housing, healthcare, and other everyday expenses, is one of the most accurate ways to gauge affordability. In Nigeria, where food makes up a significant portion of family expenditures, food inflation is an important measure that complements this.

The National Bureau of Statistics’ most recent subnational data indicates that states with lower rates of inflation typically have more stable and reasonably priced costs of living.These are Nigeria’s ten most reasonably priced states based on data from early 2026:

Ten. State of GombeInflation Headline: 13.74%8.8% food inflation

With comparatively slower growth in food and necessities, Gombe State is one of the more reasonably priced northern states. Residents are less vulnerable to severe price shocks than in many other areas, even though inflation is still evident.

Nine. The Delta StateInflation Headline: 13.58%6.6% food inflationDelta State maintains a comparatively steady cost environment despite its commercial vitality. Households have been protected from the severe inflationary pressures observed in other southern states by moderating food costs.

Eight. State of OndoInflation Headline: 13.20%5.5% food inflationOndo State is notable for its regulated increase in food costs. This slower increase makes the state a desirable choice for inhabitants on a tight budget, since food is a substantial expense for the majority of households.

Seven. Ogun StateInflation Headline: 12.86%7.9% food inflationOgun State, which borders Lagos, provides a smart mix between access to economic prospects and comparatively cheaper living expenses. Families and commuters find it appealing due to its low rates of inflation.

Sixth. State of AbiaInflation Headline: 11.67%3.2% food inflation

Abia State stands out for having remarkably low food inflation. Because of this, household spending pressure is greatly reduced, making it one of the most affordable states.

Fifth. State of KadunaInflation Headline: 11.41%5.1% food inflationFood and non-food prices are rising more slowly in Kaduna State, which has a balanced inflation profile. Residents are able to better plan and control their costs because of this stability.

Four. State of EnuguInflation Headline: 11.04%5.8% food inflation

Enugu State is notable in the Southeast for comparatively modest pricing hikes. Households are better able to manage when there is less inflation in important sectors like food and services.

Third. Imo StateInflation Headline: 10.61%3.7% food inflationImo State’s low food inflation is a major factor in its great affordability. For both individuals and families, this makes daily living expenses more affordable.

Two. State of KatsinaInflation Headline: 8.94%5.8% food inflationOne of the states with the least amount of inflation in the country is Katsina State. Compared to the national average, inhabitants experience less financial strain due to lower total price rises.

First. State of EbonyiInflation Headline: 8.72%1.7% food inflationEbonyi State, which provides the most reasonably priced living circumstances in Nigeria, is at the top of the list. Its exceptionally low food inflation, which is the lowest on this list, greatly lessens household expenses.

Important Takeaway: Why Your Cost of Living Is Affected by Inflation

Practically speaking, reduced inflation entails:

slower price hikes for foodMore consistent housing and transportation expensesImproved capacity to create household budgetsSelecting a state with lower inflation can significantly improve the general quality of life for many Nigerians, particularly in a difficult economic environment.

Sabastine Enobakhare Avatar

Sabastine Enobakhare

Staff Writer| Content Creator Headline Hubs Editorial Team
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